BETTER THE LIVES OF OUR CLIENTS
THROUGH TRANSFORMING THE LIVES OF OUR AGENTS
We specialize in providing affordable life insurance to seniors! We don’t work for the insurance carrier. We work for you, shopping out the best final expense coverage for your age and health.
INSURANCE AGENCY FOR SENIORS
NSC Agency is a group of highly experienced, state-licensed insurance agents who form a fully functional boutique insurance agency. We are renowned throughout the United States to help seniors find the best life insurance, final expense coverage, and health products available to them.
When it comes to finding affordable coverage for our client’s needs, our agents are up for every challenge regardless of age, pre-existing conditions, or health. Our agents have the skill and experience our clients deserve and expect to get the job done right.
We always stand behind our work, with client satisfaction being our number one priority.
We are ready to serve and give you peace of mind!
WHAT MAKES US DIFFERENT
All of our agents are state-licensed, certified, federally background checked, and are trained under the highest standards to work with insurance products specific to senior citizens. We know the challenges seniors face today and help them navigate the overwhelming information they continuously receive. Below are the pitfalls we help our seniors avoid and help them get the coverage they need within their budget.
WHAT SENIORS NEED TO KNOW
AARP, Colonial Penn, Globe, New York Life, Physicians Mutual, Met Life, Lincoln Heritage. Applying for life insurance or final expense through the mail or a TV commercial is often temporary life insurance coverage that can expire between the ages of 70 to 80. This type of coverage may also have long waiting periods that do not pay the full death benefit during the first 2 to 3 years.
Graded Whole Life Insurance. Many seniors have coverage with long waiting periods due to pre-existing health conditions. We talk to seniors daily who have this type of coverage and never knew it! We often find our clients better coverage despite their pre-existing health conditions. They often receive full death benefits, NO waiting periods, and significant savings.
Term Insurance. This type of coverage is a temporary insurance that lasts for only a set amount of time. Premiums can increase 500%-1000% after the expiration date, making it unaffordable for most seniors, especially those on a fixed income.
Universal Life Insurance. This type of coverage can be confusing for most seniors. We often find that most people do not even know they have this type of coverage. Though each policy varies and goes by many names, paying the minimum premium amount while the cost of insurance unknowingly goes up can often deplete cash values. The lack of cash value to offset rising insurance costs frequently leaves you responsible for a premium increase of 500%-1000%, which is unaffordable for most seniors, especially those on a fixed income.
Prepaid Funeral. Although often believed to be so, this is not insurance, nor is it federal regulated. Click here for the 11 reasons why to avoid prepaid funerals.
NEVER CANCEL or REPLACE Life Insurance coverage until you get the facts. If you would like assistance or have questions about your coverage click here.
HOW WE HELP
Every senior is special and unique with their needs. No matter what your income, age, health, or preexisting conditions are we will find the best solution by gifting you with a complimentary consultation and policy review. How do we do this? Click the help button below and we will reach out to you promptly to have a friendly, no-pressure conversation.
Your information is safe, never sold or given out.
REGIONAL VICE PRESIDENT
WHY WE LOVE NSC AGENCY!
1122 Lady Street, Suite 320
Columbia, SC 29201
Office (803) 805-1150